Organisation general information
Organisation name: 
Alliance Microfinance
Founding year: 
Total number of staff: 
Resources dedicated to microfinance: 
Percentage of microfinance activities: 
Type of organisation: 
Non profit
NGO, Non-profit limited liability company, Financial institution, Non-profit limited liability company
Organisation's contact person
Contact person: 
Christopher Andersen
Sven Bruns gate 9
+47 99 03 99 41
Organisation summary

AMAS was founded and 100% owned by Mission Alliance, with the aim to supervise the MFIs in the group. This includes:

Management of ownership

  • Nurture, develop and support
  • File for and sustain regulatory status


Entries into new geographical areas

  • Capitalise on expertise and resources


Build diaconial identity

  • Poverty alleviation, supporting the weakest, aiding those that otherwise fall outside of the traditional institutions


Financing of the institutions

  • Provide growth equity in the early years
  • Reinvest earnings
  • Assist in developing deposit and funding base


AMAS shall contribute to improvement of the life situation of poss and disadvantaged people in developing countries by helping them to gain access to financial services through microfinance, in order to get statred with micro enterprises as part of a 'self-help' strategy.


Type of intervention: 
  • Equity
  • Loans
  • Guarantees
  • Subsidies / donations in money
  • Subsidies in staff time (e.g. technical assistance/capacity building, evaluation)
  • Subsidies in staff time (e.g. networking/ donor / coordination)
Countries of intervention: 
South America
Areas of intervention: 
  • Macro level: Prudential regulation, Interest rates and rate caps, Client protection, Strengthening national/regional microfinance support sector
  • Intermediate level: Community-based finance solutions, Post-conflict/disaster microfinance, Social impact/performance, Youth, Health, HIV/AIDS
  • Micro level: Capital/equity investments
  • Other themes: Academic research
Main competences: 

The success criteria for AMAS is:

  • To be NON profit in Norway, FOR profit abroad
  • By being regulated institutions we are able to offer local savings
  • With regulated institutions we increase the potential and are being more transparant
  • Responsible owner with a social profile  -> sustainable interest
  • As owner of own institutions, we minimise the expensive intermediaries and get more control
  • AMAS has a small administration which implies a minimum of bureaucracy


The main characteristic for all our institutions are:

  • To go where others don't - establish branches and activities in areas with little presence of MFIS
  • To provide loans to vulnerable groups. We have specialised products for disabled and sick, such as HIV-positive
  • All our institutions have only local employees
  • We want to be adventurous in our presence, but consistent and careful in our approach