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Microfinance Index of Market Outreach and Saturation
Research

The Microfinance Index of Market Outreach and Saturation (MIMOSA) is an effort to fill an important gap in the sector by establishing a standard framework for measuring credit saturation. In doing so, it gives market participants – MFIs, investors, and regulators – a tool that can guide important planning decisions that avoid excessive saturation and over-indebtedness, while highlighting areas that remain underserved.

Since 2017, e-MFP is proud to partner with MIMOSA to support the initiative and take a proactive role on avoiding over-indebtedness – an issue that is almost universally seen as the key risk facing microfinance.

The Microfinance Index of Market Outreach and Saturation (MIMOSA) project provides a standard framework for measuring credit penetration at the market level (e.g. country or sub-country regions). In doing so, it gives market participants – MFIs, investors, and regulators – a tool that can guide important planning decisions that helps highlight areas that are underserved, as well as those that show excessive saturation and overindebtedness risk.  

We are pleased to announce that the 2022 MIMOSA scores are now available! Based on the Findex survey published last year and drawing on the 20+ country reports published by MIMOSA to-date, this is a one-of-a-kind resource for understanding the level of credit penetration and overindebtedness risk in a large number of markets.

The most recent scores cover a total of 77 countries, with historical scores available for many more. They are available by subscription, with significant discounts for e-MFP members and ATLAS subscribers. Starting this year, MIMOSA will also be providing any commissioned country reports free of charge to institutions that purchase these scores.

For pricing and additional information, see here.

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