The Microfinance Index of Market Outreach and Saturation (MIMOSA) is an effort to fill an important gap in the sector by establishing a standard framework for measuring credit saturation. In doing so, it gives market participants – MFIs, investors, and regulators – a tool that can guide important planning decisions that avoid excessive saturation and over-indebtedness, while highlighting areas that remain underserved.

Since 2017, e-MFP is proud to partner with MIMOSA to support the initiative and take a proactive role on avoiding over-indebtedness – an issue that is almost universally seen as the key risk facing microfinance.

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