PHB Development

Make a new search
Organisation general information
Organisation name: 
Product, Human & Business (PHB) Development towards financial inclusion
Founding year: 
Total number of staff: 
Resources dedicated to microfinance: 
Percentage of microfinance activities: 
Between 50 and 70%
Type of organisation: 
For profit
Social Business, Consultants and Training services
Organisation's contact person
Contact person: 
Mr. Philippe Breul
Avenue Louise 523
+32 (495) 32 3288
Organisation summary

PHB Development is a specialist consulting firm committed to increasing financial inclusion for underserved markets in developing countries. We help financial institutions, mobile network operators and payment/transfer providers implement and improve the use of digital financial services (DFS) and alternative delivery channels. This apply also to Agriculture Value Chain, Refugee, Social Security, Education, Water, Electricity and Health Finance.

With 10 years of experience, our training and coaching programmes are based on PHB Consultancy's extensive hands-on experience in areas of market research, design, pilot, roll-out and improvement of more than 100 mobile money and mobile banking deployments around the world.

Through our PHB Academy, we offer standardised courses and training/coaching programmes that are customised to our clients' needs.

Type of intervention: 
  • Subsidies in staff time (e.g. technical assistance/capacity building, evaluation)
  • Subsidies in staff time (e.g. research / information dissemination)
  • Subsidies in staff time (e.g. policy advice / development / lobby)
  • Subsidies in staff time (e.g. networking/ donor / coordination)
Countries of intervention: 
North America
South America
Areas of intervention: 
  • Macro level: Prudential regulation, Supervision, Client protection, Supporting networks and associations, Strengthening national/regional microfinance support sector, Capacity building (focused on all MFIs)
  • Intermediate level: Rural finance, Value chain development, Post-conflict/disaster microfinance, Social impact/performance
  • Micro level: Financial product development and innovation, Delivery models (group, indiv.), Performance (financial and social), MFI operations (e.g. general management, governance, finance and accounting, staff training, recuiting), Strategic planning, Marketing, Management information systems, Agent Network Management
  • Other themes: Evaluation
Main competences: 

All Competencies required to successfully innovate in delivery channels (mobile, agent, card, biometry, ..) and products (loans, savings, insurance, payment and transfers): regulation, partnerships, design, marketing and communication, agent network management, organisation, process management, incentive schemes, management information systems, technology, social business planning, pricing, commissioning, multichannel monitoring, responsible digital finance.