PHB Development is a specialist consulting firm committed to increasing financial inclusion for underserved markets in developing countries. We help financial institutions, mobile network operators and payment/transfer providers implement and improve the use of digital financial services (DFS) and alternative delivery channels. This apply also to Agriculture Value Chain, Refugee, Social Security, Education, Water, Electricity and Health Finance.
With 10 years of experience, our training and coaching programmes are based on PHB Consultancy's extensive hands-on experience in areas of market research, design, pilot, roll-out and improvement of more than 100 mobile money and mobile banking deployments around the world.
Through our PHB Academy, we offer standardised courses and training/coaching programmes that are customised to our clients' needs.
All Competencies required to successfully innovate in delivery channels (mobile, agent, card, biometry, ..) and products (loans, savings, insurance, payment and transfers): regulation, partnerships, design, marketing and communication, agent network management, organisation, process management, incentive schemes, management information systems, technology, social business planning, pricing, commissioning, multichannel monitoring, responsible digital finance.
