EKI Microcredit Foundation
Organisation general information
Organisation name: 
EKI Microcredit Foundation
Founding year: 
Bosnia and Herzegovina
Total number of staff: 
Resources dedicated to microfinance: 
Percentage of microfinance activities: 
Type of organisation: 
Non profit
Financial institution, -
Organisation's contact person
Contact person: 
Ms. Sadina Bina
Dzemala Bijedica bb
Bosnia and Herzegovina
+387 33 754 380
+387 33 754 388
Organisation summary

We provide financial services and technical support to those who have no access to bank services or to businesses that are creating and sustaining jobs in the whole of BiH, wherever there is a need and opportunity

Vision: To reduce the economic causes of poverty in Bosnia and Heryegovina.


  • We are a non-profit microcredit organization which respects its clients, passes flexible decisions and undertakes reasonable risks
  • We are a decentralized organization with motivated, devoted and professional staff and board
  • We provide financial services and technical support to those who have no access to bank services or to businesses that are creating and sustaining jobs in the whole of Bosnia and Herzegovina, wherever there is a need and opportunity



  • MCF EKI will be the organization that listens to its clients. It will be the client-oriented organization with a visible and recognisable image, focused on identifying and providing products and services tailored to the needs of its clients


Human resources:

  • Highly motivated, trained, loyal and professional staff focused on the mission and vision and contributing to development of MCF EKI's institutional culture


Institutional development:

  • The management board of MCF EKI will ensure even better management and articulation of the mission and vision of World Vision and MCF EKI


Social stragegy:

MCF EKI gives special importance to the social dimension of its business and within its social strategy has developed the following goals:

  1. Make an impact on improving the quality of life for clients and their families
  2. Provide loans for low-income families with a special focus on rural areas
  3. Provide a responsible financial support to meet the needs of clients and their possibilities
Type of intervention: 
  • Loans
Countries of intervention: 
Areas of intervention: 
  • Macro level: Client protection, Supporting networks and associations, Strengthening national/regional microfinance support sector, Capacity building (focused on all MFIs)
  • Intermediate level: Rural finance, Business development services, Social impact/performance, Urban finance, Gender, Youth
  • Micro level: Financial product development and innovation, Performance (financial and social), Risk management, Management information systems
  • Other themes: Impact and performances studies
Main competences: 
  • Loan evaluation for agriculture businesses
  • Impact evaluation
  • Market research on all subjects
  • Client protection policy implementation
  • Social performance implementation
EKI Microcredit Foundation's picture