About the author 

Daniel Rozas is Senior Microfinance Expert at the European Microfinance Platform (e-MFP) and co-founder of the MIMOSA Project.

Sam Mendelson is Financial Inclusion Specialist at the European Microfinance Platform (e-MFP) overseeing various research, knowledge, communications and sector-building across e-MFP’s different financial inclusion research streams,  and supporting coordination of the annual European Microfinance Award, including as continued lead author of the European Dialogue.